Insure Your Possessions When You Rent Your Residence
Just because you don’t own your home, it doesn’t mean you should not insure the possessions you keep there. Let Henry Chase Agency help you find the right renters’ policy for your needs and budget.
Call 254-235-7620 for details. Count on our knowledge and experience when selected renters’ insurance!
Policies Covering Personal Possessions
Choose personal possession insurance coverage based on the value of what you own:
- Furniture
- Clothing
- Electronics
- Appliances
- And more
You can have your possessions covered anywhere in the world. The coverage on a named-peril basis only protect losses resulting from only the causes listed in your policy like fire, theft, etc.
Personal Liability Coverage
Personal liability covers you when you are legally responsible for bodily injury or property damage to another person based on your negligence or household members (one or off premise), and the actions of your pet. This type of policy covers the costs of resolving claims or defending lawsuits brought against you.
Medical Payments
When people who aren’t members of your household are accidentally hurt at your home or elsewhere due to your negligence or the behavior of your pet, this insurance will pay the medical expenses up to the coverage limit stated in your policy to the injured people.
Additional Living Expenses
The renters policy will pay expenses for:
- Increase in living expenses such as housing, food, etc.
- When you are displaced from your home temporarily
- While your home is being repaired or permanently relocate after a covered loss (12 to 24 months), depending on your policy type
Optional Coverages
- Replacement cost coverage for repairing, replacing damaged or stolen items without deducting for depreciation.